Disclaimer

1. Boomeringo Pty Ltd does not provide financial advice or assistance or offer financial services as defined by the Corporations Act 2001.

2. As such, Boomeringo Pty Ltd does not require an Australian Financial Services Licence (AFSL) nor are we required to be authorised by an AFSL holder.

3. Boomeringo Pty Ltd does not engage in credit activities, provide credit services or credit assistance in any capacity (including as an intermediary) as defined by the National Consumer Credit Protection Act 2009.

4. As such, Boomeringo Pty Ltd does not require an Australian Credit Licence (ACL) nor are we required to be authorised by an ACL holder.

5. Boomeringo Pty Ltd provides an analysis of a User's expenditure based upon the information collected by us.

6. Information is obtained from the User's bank account as authorised by the User. Boomeringo is not responsible for answering questions or providing analysis of specific transactions.

7. Any reference to the word 'advice' should be taken to solely be a reference to general advice based upon the information available to Boomeringo about a User's expenditure and does not include consideration of a User's entire financial circumstances.

8. Boomeringo does not provide investment advice.

9. We recommend that Users obtain independent professional advice from a licensed provider.

10. It is a term and condition of use of our website that the User is authorised, or has permission of the holder of a bank account. Where a bank account is held jointly, the User is required to comply with the usual rules of consent for online banking.

11. Boomeringo is not responsible for and has no liability for any claims, complaints or issues, legal or otherwise arising from one party to a joint account using our services without consent of the co-account holder.

12. At times Boomeringo may recommend a third party service provider to the User. Any commissions or other payments received by Boomeringo Pty Ltd will be disclosed in accordance with the relevant laws.

13. Boomeringo will make any referrals to third parties in accordance with the relevant laws.